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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,190 | $84,493-61.9% | $125,381-74.3% | $66,938-51.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -15.95% | -8.49%-7.5pp | 572.31%-588.3pp | 1.58%-17.5pp |
| Employer contribution / active EE | $3,568 | $3,554+0.4% | $4,815-25.9% | $2,545+40.2% |
| Participant deferral / active EE | $5,835 | $6,783-14.0% | $7,448-21.7% | $4,238+37.7% |
| Admin fee / account holder | $61 | $685-91.1% | $10,007-99.4% | $594-89.7% |