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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,296 | $49,280+16.3% | $67,313-14.9% | $64,173-10.7% |
| Participation rate | 97.8% | 60.8%+37.0pp | 69.1%+28.7pp | 69.6%+28.2pp |
| Annual return | -6.06% | -1.39%-4.7pp | -4.08%-2.0pp | 7.63%-13.7pp |
| Employer contribution / active EE | $6,811 | $1,668+308.2% | $2,566+165.5% | $2,381+186.1% |
| Participant deferral / active EE | $6,166 | $2,484+148.2% | $3,568+72.8% | $3,470+77.7% |
| Admin fee / account holder | $1,824 | $3,863-52.8% | $4,507-59.5% | $4,887-62.7% |