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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,517 | $85,171-43.0% | $172,752-71.9% | $72,975-33.5% |
| Participation rate | 65.4% | 70.1%-4.7pp | 82.6%-17.3pp | 69.5%-4.1pp |
| Annual return | 23.15% | 27.32%-4.2pp | 802.97%-779.8pp | 81.01%-57.9pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,410 | $3,260-26.1% | $5,198-53.6% | $3,608-33.2% |
| Admin fee / account holder | $24,773 | $5,880+321.3% | $13,955+77.5% | $5,124+383.5% |