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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,793 | $165,381+81.9% | $149,730+100.9% | $158,966+89.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.37% | 348.29%-337.9pp | 276.70%-266.3pp | 302.95%-292.6pp |
| Employer contribution / active EE | $4,489 | $5,104-12.1% | $4,645-3.4% | $4,762-5.8% |
| Participant deferral / active EE | $2,531 | $7,182-64.8% | $6,843-63.0% | $5,983-57.7% |
| Admin fee / account holder | $539 | $10,809-95.0% | $9,310-94.2% | $11,250-95.2% |