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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,782 | $152,619+148.2% | $125,195+202.6% | $152,909+147.7% |
| Participation rate | 86.4% | 83.3%+3.0pp | 79.8%+6.6pp | 82.5%+3.9pp |
| Annual return | 19.72% | 54.85%-35.1pp | 43.79%-24.1pp | 345.46%-325.7pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $9,094 | $5,869+55.0% | $4,937+84.2% | $5,851+55.4% |
| Admin fee / account holder | $5,099 | $13,437-62.1% | $9,704-47.5% | $11,601-56.0% |