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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,666 | $166,268+109.7% | $165,100+111.2% | $145,897+139.0% |
| Participation rate | 91.3% | 82.0%+9.3pp | 78.6%+12.7pp | 80.3%+11.0pp |
| Annual return | 14.59% | 100.52%-85.9pp | 70.21%-55.6pp | 552.29%-537.7pp |
| Employer contribution / active EE | $4,871 | $5,284-7.8% | $4,348+12.0% | $4,663+4.5% |
| Participant deferral / active EE | $10,109 | $6,964+45.2% | $6,035+67.5% | $6,689+51.1% |
| Admin fee / account holder | $85,328 | $16,659+412.2% | $12,696+572.1% | $13,390+537.2% |