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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,678 | $124,175+131.7% | $108,405+165.4% | $167,553+71.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.85% | 1380.13%-1365.3pp | 905.55%-890.7pp | 478.89%-464.0pp |
| Employer contribution / active EE | $2,274 | $4,188-45.7% | $3,559-36.1% | $4,840-53.0% |
| Participant deferral / active EE | $7,810 | $6,908+13.1% | $6,563+19.0% | $6,343+23.1% |
| Admin fee / account holder | $7,507 | $9,457-20.6% | $7,297+2.9% | $12,316-39.0% |