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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,975 | $106,749-15.7% | $145,433-38.1% | $82,448+9.1% |
| Participation rate | 75.8% | 75.6%+0.1pp | 82.1%-6.4pp | 68.1%+7.7pp |
| Annual return | 14.17% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,597 | $3,444-24.6% | $4,554-43.0% | $2,551+1.8% |
| Participant deferral / active EE | $10,933 | $6,519+67.7% | $7,897+38.4% | $4,139+164.1% |
| Admin fee / account holder | $2,101 | $8,390-75.0% | $13,129-84.0% | $7,234-71.0% |