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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,206 | $93,345-2.3% | $119,126-23.4% | $87,485+4.3% |
| Participation rate | 58.1% | 68.7%-10.6pp | 75.8%-17.7pp | 68.9%-10.8pp |
| Annual return | 14.04% | 19.08%-5.0pp | 282.11%-268.1pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,760 | $3,172-44.5% | $4,034-56.4% | $2,596-32.2% |
| Participant deferral / active EE | $3,811 | $4,099-7.0% | $5,318-28.3% | $4,274-10.8% |
| Admin fee / account holder | $53 | $8,039-99.3% | $10,693-99.5% | $7,775-99.3% |