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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,206 | $105,284-13.4% | $150,734-39.5% | $94,015-3.0% |
| Participation rate | 58.1% | 71.7%-13.6pp | 78.4%-20.3pp | 70.8%-12.7pp |
| Annual return | 14.04% | 15.67%-1.6pp | 600.81%-586.8pp | 17.84%-3.8pp |
| Employer contribution / active EE | $1,760 | $3,599-51.1% | $4,918-64.2% | $2,790-36.9% |
| Participant deferral / active EE | $3,811 | $4,274-10.8% | $5,610-32.1% | $4,249-10.3% |
| Admin fee / account holder | $53 | $9,839-99.5% | $14,905-99.6% | $8,951-99.4% |