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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,188 | $106,905-93.3% | $84,020-91.4% | $152,885-95.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 23.18% | 105.00%-81.8pp | 71.31%-48.1pp | 345.39%-322.2pp |
| Employer contribution / active EE | $1,673 | $2,735-38.8% | $1,984-15.7% | $4,763-64.9% |
| Participant deferral / active EE | $3,495 | $4,012-12.9% | $3,239+7.9% | $5,851-40.3% |
| Admin fee / account holder | $1,228 | $8,287-85.2% | $6,101-79.9% | $11,598-89.4% |