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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,750 | $138,075-40.1% | $123,552-33.0% | $135,379-38.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.40% | 153.70%-158.1pp | 119.20%-123.6pp | 519.79%-524.2pp |
| Employer contribution / active EE | $8,603 | $5,152+67.0% | $4,628+85.9% | $4,779+80.0% |
| Participant deferral / active EE | $5,113 | $6,800-24.8% | $6,426-20.4% | $5,609-8.8% |
| Admin fee / account holder | $1,756 | $10,917-83.9% | $9,285-81.1% | $10,828-83.8% |