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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,366 | $96,419+3.1% | $80,648+23.2% | $139,487-28.8% |
| Participation rate | 61.5% | 73.6%-12.1pp | 67.0%-5.5pp | 80.3%-18.8pp |
| Annual return | 15.73% | 1352.86%-1337.1pp | 937.21%-921.5pp | 373.84%-358.1pp |
| Employer contribution / active EE | $2,270 | $3,261-30.4% | $2,724-16.6% | $4,755-52.3% |
| Participant deferral / active EE | $4,536 | $5,225-13.2% | $4,443+2.1% | $6,713-32.4% |
| Admin fee / account holder | $1,677 | $6,605-74.6% | $5,382-68.8% | $11,407-85.3% |