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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,599 | $108,882+32.8% | $96,754+49.5% | $154,746-6.6% |
| Participation rate | 70.0% | 75.1%-5.1pp | 70.3%-0.3pp | 80.7%-10.7pp |
| Annual return | 16.43% | 98.39%-82.0pp | 82.04%-65.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,325 | $3,018-23.0% | $2,679-13.2% | $4,379-46.9% |
| Participant deferral / active EE | $4,919 | $5,323-7.6% | $4,758+3.4% | $6,730-26.9% |
| Admin fee / account holder | $6,742 | $10,200-33.9% | $8,905-24.3% | $14,365-53.1% |