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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,599 | $97,125+48.9% | $86,233+67.7% | $137,256+5.3% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.0%+1.0pp | 80.0%-10.0pp |
| Annual return | 16.43% | 74.19%-57.8pp | 61.39%-45.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $2,325 | $2,841-18.2% | $2,504-7.1% | $4,156-44.0% |
| Participant deferral / active EE | $4,919 | $5,180-5.0% | $4,559+7.9% | $6,407-23.2% |
| Admin fee / account holder | $6,742 | $9,725-30.7% | $8,342-19.2% | $12,270-45.1% |