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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,518 | $118,488-52.3% | $98,462-42.6% | $139,487-59.5% |
| Participation rate | 75.0% | 77.5%-2.5pp | 75.2%-0.2pp | 80.3%-5.3pp |
| Annual return | 20.67% | 18.96%+1.7pp | 21.17%-0.5pp | 373.84%-353.2pp |
| Employer contribution / active EE | $2,386 | $3,611-33.9% | $3,049-21.7% | $4,755-49.8% |
| Participant deferral / active EE | $7,489 | $5,393+38.9% | $4,738+58.1% | $6,713+11.6% |
| Admin fee / account holder | $3,164 | $13,868-77.2% | $8,875-64.4% | $11,407-72.3% |