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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,161 | $131,835-3.5% | $108,582+17.1% | $273,972-53.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 7.62% | -91.57%+99.2pp | -51.70%+59.3pp | 41.46%-33.8pp |
| Employer contribution / active EE | $7,839 | $4,913+59.6% | $3,758+108.6% | $4,869+61.0% |
| Participant deferral / active EE | $5,285 | $5,127+3.1% | $4,311+22.6% | $5,2870% |
| Admin fee / account holder | $405 | $10,253-96.0% | $7,645-94.7% | $10,133-96.0% |