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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,804 | $178,174-16.5% | $156,181-4.7% | $137,256+8.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 12.52% | 84.19%-71.7pp | 64.87%-52.4pp | 220.34%-207.8pp |
| Employer contribution / active EE | $4,119 | $4,972-17.2% | $4,294-4.1% | $4,156-0.9% |
| Participant deferral / active EE | $10,818 | $6,888+57.1% | $6,132+76.4% | $6,407+68.9% |
| Admin fee / account holder | $19,085 | $17,404+9.7% | $14,586+30.8% | $12,270+55.5% |