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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,745 | $56,134+72.3% | $96,171+0.6% | $85,847+12.7% |
| Participation rate | 53.1% | 56.7%-3.6pp | 68.4%-15.3pp | 69.3%-16.2pp |
| Annual return | 13.23% | 42.30%-29.1pp | 192.04%-178.8pp | 318.61%-305.4pp |
| Employer contribution / active EE | $412 | $1,620-74.6% | $2,799-85.3% | $2,565-83.9% |
| Participant deferral / active EE | $4,551 | $2,858+59.3% | $4,350+4.6% | $3,952+15.1% |
| Admin fee / account holder | $18,766 | $3,769+397.9% | $5,538+238.8% | $6,261+199.7% |