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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,140 | $110,137-42.7% | $161,149-60.8% | $82,637-23.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 13.51% | 20.69%-7.2pp | 21.16%-7.6pp | 53.51%-40.0pp |
| Employer contribution / active EE | $6,127 | $2,856+114.5% | $4,360+40.5% | $2,552+140.1% |
| Participant deferral / active EE | $4,985 | $4,575+9.0% | $6,153-19.0% | $4,126+20.8% |
| Admin fee / account holder | $2,389 | $9,467-74.8% | $15,194-84.3% | $7,339-67.4% |