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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,240 | $126,113-67.3% | $116,096-64.5% | $155,188-73.4% |
| Participation rate | 41.7% | 75.1%-33.5pp | 73.3%-31.7pp | 80.8%-39.1pp |
| Annual return | 7.90% | 391.72%-383.8pp | 326.25%-318.3pp | 148.84%-140.9pp |
| Employer contribution / active EE | $1,200 | $2,672-55.1% | $2,503-52.1% | $4,248-71.8% |
| Participant deferral / active EE | $768 | $4,162-81.5% | $3,952-80.6% | $6,531-88.2% |
| Admin fee / account holder | $19,025 | $8,045+136.5% | $7,704+146.9% | $14,480+31.4% |