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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,956 | $105,866+138.9% | $90,766+178.7% | $134,545+88.0% |
| Participation rate | 80.0% | 78.3%+1.7pp | 75.7%+4.3pp | 81.2%-1.2pp |
| Annual return | -21.79% | -10.99%-10.8pp | -12.16%-9.6pp | 418.37%-440.2pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $130 | $5,217-97.5% | $4,565-97.2% | $6,401-98.0% |
| Admin fee / account holder | $2,312 | $13,938-83.4% | $8,446-72.6% | $11,431-79.8% |