Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,842 | $37,463-15.0% | $77,096-58.7% | $66,938-52.4% |
| Participation rate | 13.2% | 52.9%-39.8pp | 67.9%-54.7pp | 69.8%-56.6pp |
| Annual return | -19.32% | -3.25%-16.1pp | 42.35%-61.7pp | 1.58%-20.9pp |
| Employer contribution / active EE | $0 | $1,535-100.0% | $2,814-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $918 | $2,621-65.0% | $4,429-79.3% | $4,238-78.4% |
| Admin fee / account holder | $688 | $568+21.2% | $5,428-87.3% | $594+16.0% |