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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,539 | $175,259-26.7% | $149,723-14.1% | $139,487-7.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.36% | 166.82%-153.5pp | 134.50%-121.1pp | 373.84%-360.5pp |
| Employer contribution / active EE | $2,002 | $5,478-63.5% | $4,821-58.5% | $4,755-57.9% |
| Participant deferral / active EE | $2,852 | $6,522-56.3% | $5,682-49.8% | $6,713-57.5% |
| Admin fee / account holder | $2,052 | $16,158-87.3% | $13,215-84.5% | $11,407-82.0% |