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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,232 | $99,994+82.2% | $146,647+24.3% | $85,851+112.3% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 9.19% | 18.93%-9.7pp | 22.75%-13.6pp | 318.63%-309.4pp |
| Employer contribution / active EE | $4,826 | $2,559+88.6% | $4,137+16.6% | $2,565+88.1% |
| Participant deferral / active EE | $8,384 | $4,006+109.3% | $5,506+52.3% | $3,952+112.1% |
| Admin fee / account holder | $5,578 | $7,703-27.6% | $10,281-45.7% | $6,261-10.9% |