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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,006 | $48,235+128.1% | $68,803+59.9% | $68,490+60.6% |
| Participation rate | 60.5% | 60.7%-0.2pp | 69.0%-8.5pp | 67.9%-7.4pp |
| Annual return | -16.71% | -12.70%-4.0pp | -6.37%-10.3pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,100 | $1,829+14.8% | $2,656-20.9% | $2,597-19.1% |
| Participant deferral / active EE | $4,323 | $2,867+50.8% | $3,942+9.7% | $4,028+7.3% |
| Admin fee / account holder | $3,634 | $4,361-16.7% | $4,936-26.4% | $5,403-32.7% |