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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,382 | $166,268-56.5% | $165,100-56.2% | $145,897-50.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.69% | 100.52%-84.8pp | 70.21%-54.5pp | 552.29%-536.6pp |
| Employer contribution / active EE | $3,278 | $5,284-38.0% | $4,348-24.6% | $4,663-29.7% |
| Participant deferral / active EE | $7,076 | $6,964+1.6% | $6,035+17.2% | $6,689+5.8% |
| Admin fee / account holder | $348 | $16,659-97.9% | $12,696-97.3% | $13,390-97.4% |