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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,661 | $115,810-18.3% | $101,271-6.5% | $158,966-40.5% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 16.11% | 56.15%-40.0pp | 46.48%-30.4pp | 302.95%-286.8pp |
| Employer contribution / active EE | $1,814 | $4,175-56.6% | $3,660-50.4% | $4,762-61.9% |
| Participant deferral / active EE | $5,828 | $4,958+17.5% | $4,371+33.3% | $5,983-2.6% |
| Admin fee / account holder | $664 | $7,248-90.8% | $5,948-88.8% | $11,250-94.1% |