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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,914 | $114,119+38.4% | $107,187+47.3% | $138,895+13.7% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 79.9%+5.8pp |
| Annual return | 16.01% | 273.21%-257.2pp | 204.55%-188.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,711 | $4,059-33.2% | $3,782-28.3% | $4,194-35.4% |
| Participant deferral / active EE | $8,897 | $5,538+60.7% | $5,096+74.6% | $6,396+39.1% |
| Admin fee / account holder | $1,412 | $10,024-85.9% | $9,162-84.6% | $12,562-88.8% |