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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,545 | $157,304+7.8% | $141,197+20.1% | $152,909+10.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.52% | 64.34%-40.8pp | 71.41%-47.9pp | 345.46%-321.9pp |
| Employer contribution / active EE | $4,214 | $5,263-19.9% | $4,736-11.0% | $4,764-11.5% |
| Participant deferral / active EE | $9,233 | $7,111+29.8% | $6,710+37.6% | $5,851+57.8% |
| Admin fee / account holder | $669 | $12,126-94.5% | $10,265-93.5% | $11,601-94.2% |