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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,349 | $201,344-2.5% | $184,243+6.6% | $145,877+34.6% |
| Participation rate | 78.6% | 87.5%-8.9pp | 86.8%-8.3pp | 80.3%-1.7pp |
| Annual return | 13.97% | 29.01%-15.0pp | 28.82%-14.8pp | 551.28%-537.3pp |
| Employer contribution / active EE | $2,278 | $7,022-67.6% | $6,427-64.6% | $4,663-51.1% |
| Participant deferral / active EE | $8,240 | $9,807-16.0% | $9,132-9.8% | $6,691+23.2% |
| Admin fee / account holder | $1,251 | $16,382-92.4% | $13,914-91.0% | $13,402-90.7% |