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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,692 | $209,425-12.3% | $178,499+2.9% | $158,966+15.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 1.56% | 188.80%-187.2pp | 151.10%-149.5pp | 302.95%-301.4pp |
| Employer contribution / active EE | $4,212 | $5,707-26.2% | $5,011-16.0% | $4,762-11.6% |
| Participant deferral / active EE | $4,741 | $5,955-20.4% | $5,202-8.9% | $5,983-20.8% |
| Admin fee / account holder | $189,057 | $17,078+1007.0% | $13,986+1251.7% | $11,250+1580.5% |