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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,368 | $185,312+69.1% | $161,489+94.0% | $154,746+102.5% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 13.65% | 103.84%-90.2pp | 89.72%-76.1pp | 172.34%-158.7pp |
| Employer contribution / active EE | $7,771 | $4,769+62.9% | $4,268+82.1% | $4,379+77.5% |
| Participant deferral / active EE | $8,438 | $6,350+32.9% | $5,630+49.9% | $6,730+25.4% |
| Admin fee / account holder | $2,593 | $18,654-86.1% | $16,006-83.8% | $14,365-81.9% |