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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,368 | $172,111+82.1% | $150,298+108.5% | $137,256+128.3% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 13.65% | 69.37%-55.7pp | 62.79%-49.1pp | 220.34%-206.7pp |
| Employer contribution / active EE | $7,771 | $4,636+67.6% | $4,154+87.1% | $4,156+87.0% |
| Participant deferral / active EE | $8,438 | $6,166+36.9% | $5,453+54.8% | $6,407+31.7% |
| Admin fee / account holder | $2,593 | $16,471-84.3% | $14,116-81.6% | $12,270-78.9% |