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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,167 | $169,336+83.8% | $129,384+140.5% | $145,884+113.3% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 9.60% | 14408.70%-14399.1pp | 9461.77%-9452.2pp | 551.85%-542.2pp |
| Employer contribution / active EE | $25,383 | $5,540+358.2% | $4,153+511.2% | $4,662+444.4% |
| Participant deferral / active EE | $4,683 | $4,985-6.1% | $4,166+12.4% | $6,690-30.0% |
| Admin fee / account holder | $2,553 | $9,912-74.2% | $7,686-66.8% | $13,392-80.9% |