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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,538 | $185,312+54.1% | $161,489+76.8% | $154,746+84.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 2.61% | 103.84%-101.2pp | 89.72%-87.1pp | 172.34%-169.7pp |
| Employer contribution / active EE | $13,565 | $4,769+184.4% | $4,268+217.8% | $4,379+209.8% |
| Participant deferral / active EE | $13,018 | $6,350+105.0% | $5,630+131.2% | $6,730+93.4% |
| Admin fee / account holder | $208,908 | $18,654+1019.9% | $16,006+1205.2% | $14,365+1354.3% |