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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,538 | $172,111+65.9% | $150,298+90.0% | $137,256+108.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 2.61% | 69.37%-66.8pp | 62.79%-60.2pp | 220.34%-217.7pp |
| Employer contribution / active EE | $13,565 | $4,636+192.6% | $4,154+226.6% | $4,156+226.4% |
| Participant deferral / active EE | $13,018 | $6,166+111.1% | $5,453+138.8% | $6,407+103.2% |
| Admin fee / account holder | $208,908 | $16,471+1168.3% | $14,116+1380.0% | $12,270+1602.6% |