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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,315 | $89,370-57.1% | $141,197-72.9% | $72,976-47.5% |
| Participation rate | 93.9% | 75.1%+18.7pp | 82.5%+11.4pp | 69.5%+24.4pp |
| Annual return | 35.36% | 111.88%-76.5pp | 71.41%-36.0pp | 81.02%-45.7pp |
| Employer contribution / active EE | $10,644 | $3,115+241.7% | $4,736+124.7% | $2,440+336.2% |
| Participant deferral / active EE | $6,773 | $5,419+25.0% | $6,710+0.9% | $3,608+87.7% |
| Admin fee / account holder | $1,626 | $5,957-72.7% | $10,265-84.2% | $5,124-68.3% |