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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,482 | $102,422-22.4% | $147,117-46.0% | $80,959-1.8% |
| Participation rate | 82.0% | 75.9%+6.1pp | 82.2%-0.2pp | 67.7%+14.3pp |
| Annual return | 18.30% | 135.16%-116.9pp | 420.54%-402.2pp | 35.67%-17.4pp |
| Employer contribution / active EE | $5,591 | $3,717+50.4% | $4,932+13.3% | $2,757+102.8% |
| Participant deferral / active EE | $5,838 | $6,652-12.2% | $8,065-27.6% | $4,300+35.8% |
| Admin fee / account holder | $1,796 | $7,953-77.4% | $12,993-86.2% | $6,925-74.1% |