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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,357 | $100,792-60.0% | $86,691-53.4% | $134,509-70.0% |
| Participation rate | 41.2% | 78.9%-37.8pp | 76.6%-35.4pp | 81.2%-40.1pp |
| Annual return | -9.61% | 29.08%-38.7pp | 35.94%-45.5pp | 418.13%-427.7pp |
| Employer contribution / active EE | $992 | $3,491-71.6% | $2,837-65.0% | $4,741-79.1% |
| Participant deferral / active EE | $2,658 | $5,339-50.2% | $4,656-42.9% | $6,400-58.5% |
| Admin fee / account holder | $4,163 | $10,924-61.9% | $7,492-44.4% | $11,427-63.6% |