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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,658 | $73,863+242.1% | $143,797+75.7% | $68,490+268.9% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -15.90% | 0.91%-16.8pp | -0.04%-15.9pp | -7.85%-8.0pp |
| Employer contribution / active EE | $7,493 | $3,185+135.3% | $4,952+51.3% | $2,597+188.6% |
| Participant deferral / active EE | $8,645 | $3,385+155.4% | $5,638+53.3% | $4,028+114.6% |
| Admin fee / account holder | $9,804 | $5,756+70.3% | $14,679-33.2% | $5,403+81.5% |