Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,939 | $65,361-22.1% | $92,903-45.2% | $72,983-30.2% |
| Participation rate | 64.5% | 68.3%-3.8pp | 76.0%-11.5pp | 69.5%-5.0pp |
| Annual return | 18.28% | 42.11%-23.8pp | 109.43%-91.1pp | 81.01%-62.7pp |
| Employer contribution / active EE | $353 | $2,594-86.4% | $3,653-90.3% | $2,440-85.5% |
| Participant deferral / active EE | $3,408 | $3,128+8.9% | $4,238-19.6% | $3,608-5.5% |
| Admin fee / account holder | $755 | $4,251-82.2% | $5,795-87.0% | $5,124-85.3% |