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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,364 | $103,038+23.6% | $90,324+41.0% | $152,909-16.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 10.33% | 95.25%-84.9pp | 78.15%-67.8pp | 345.46%-335.1pp |
| Employer contribution / active EE | $6,068 | $3,141+93.2% | $2,856+112.5% | $4,764+27.4% |
| Participant deferral / active EE | $6,822 | $4,282+59.3% | $3,885+75.6% | $5,851+16.6% |
| Admin fee / account holder | $1,240 | $6,177-79.9% | $5,356-76.9% | $11,601-89.3% |