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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,070 | $102,385-26.7% | $147,080-49.0% | $80,935-7.2% |
| Participation rate | 57.1% | 75.9%-18.7pp | 82.2%-25.0pp | 67.7%-10.5pp |
| Annual return | 13.15% | 135.09%-121.9pp | 420.17%-407.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $2,464 | $3,717-33.7% | $4,933-50.0% | $2,757-10.6% |
| Participant deferral / active EE | $4,444 | $6,651-33.2% | $8,066-44.9% | $4,299+3.4% |
| Admin fee / account holder | $3,012 | $7,951-62.1% | $12,989-76.8% | $6,924-56.5% |