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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,526 | $138,102+17.7% | $125,381+29.6% | $134,532+20.8% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -17.12% | 750.73%-767.8pp | 572.31%-589.4pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,645 | $5,245-68.6% | $4,815-65.8% | $4,741-65.3% |
| Participant deferral / active EE | $8,056 | $7,801+3.3% | $7,448+8.2% | $6,401+25.9% |
| Admin fee / account holder | $1,950 | $11,568-83.1% | $10,007-80.5% | $11,429-82.9% |