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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,996 | $105,200+88.2% | $159,474+24.2% | $85,847+130.6% |
| Participation rate | 91.2% | 75.8%+15.4pp | 82.8%+8.3pp | 69.3%+21.9pp |
| Annual return | 11.04% | 45.08%-34.0pp | 263.68%-252.6pp | 318.61%-307.6pp |
| Employer contribution / active EE | $3,577 | $3,319+7.8% | $4,831-26.0% | $2,565+39.4% |
| Participant deferral / active EE | $9,619 | $5,946+61.8% | $7,353+30.8% | $3,952+143.4% |
| Admin fee / account holder | $687 | $6,934-90.1% | $10,802-93.6% | $6,261-89.0% |