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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,597 | $100,073+28.5% | $85,126+51.1% | $145,877-11.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.49% | 84.11%-74.6pp | 66.63%-57.1pp | 551.28%-541.8pp |
| Employer contribution / active EE | $6,453 | $3,236+99.4% | $2,731+136.3% | $4,663+38.4% |
| Participant deferral / active EE | $5,488 | $5,294+3.7% | $4,523+21.3% | $6,691-18.0% |
| Admin fee / account holder | $10,585 | $7,261+45.8% | $6,160+71.8% | $13,402-21.0% |