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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,841 | $167,362+93.5% | $143,799+125.2% | $134,532+140.7% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -19.88% | 0.47%-20.4pp | -0.04%-19.8pp | 418.27%-438.1pp |
| Employer contribution / active EE | $7,838 | $5,620+39.5% | $4,952+58.3% | $4,741+65.3% |
| Participant deferral / active EE | $7,084 | $6,447+9.9% | $5,638+25.6% | $6,401+10.7% |
| Admin fee / account holder | $15,022 | $18,094-17.0% | $14,677+2.4% | $11,429+31.4% |