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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,499 | $85,766-37.6% | $136,298-60.7% | $70,126-23.7% |
| Participation rate | 98.4% | 74.2%+24.3pp | 81.9%+16.5pp | 69.5%+28.9pp |
| Annual return | 14.18% | 31.46%-17.3pp | 5156.27%-5142.1pp | 73.15%-59.0pp |
| Employer contribution / active EE | $599 | $2,966-79.8% | $4,696-87.2% | $2,343-74.4% |
| Participant deferral / active EE | $5,999 | $5,051+18.8% | $6,247-4.0% | $3,332+80.0% |
| Admin fee / account holder | $2,144 | $5,421-60.5% | $9,244-76.8% | $4,645-53.9% |