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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,932 | $180,459+61.2% | $154,108+88.8% | $135,380+114.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.39% | 888.21%-894.6pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $2,760 | $6,035-54.3% | $5,298-47.9% | $4,779-42.2% |
| Participant deferral / active EE | $14,700 | $5,806+153.2% | $5,081+189.3% | $5,609+162.1% |
| Admin fee / account holder | $13,845 | $16,145-14.2% | $13,411+3.2% | $10,828+27.9% |