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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,362 | $67,602-21.1% | $82,312-35.2% | $70,126-23.9% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.9pp |
| Annual return | 13.76% | 21.57%-7.8pp | 25.88%-12.1pp | 73.15%-59.4pp |
| Employer contribution / active EE | $1,844 | $1,755+5.1% | $2,428-24.1% | $2,343-21.3% |
| Participant deferral / active EE | $3,698 | $2,987+23.8% | $3,706-0.2% | $3,332+11.0% |
| Admin fee / account holder | $1,924 | $4,512-57.4% | $5,608-65.7% | $4,645-58.6% |