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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,814 | $86,949-7.1% | $102,460-21.1% | $80,959-0.2% |
| Participation rate | 83.0% | 72.4%+10.6pp | 76.5%+6.5pp | 67.7%+15.4pp |
| Annual return | 8.16% | 18.89%-10.7pp | 29.47%-21.3pp | 35.67%-27.5pp |
| Employer contribution / active EE | $17,062 | $2,370+620.0% | $3,025+464.0% | $2,757+518.8% |
| Participant deferral / active EE | $4,284 | $4,121+3.9% | $5,056-15.3% | $4,300-0.4% |
| Admin fee / account holder | $5,603 | $8,048-30.4% | $9,460-40.8% | $6,925-19.1% |