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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,814 | $86,922-7.0% | $102,438-21.1% | $80,874-0.1% |
| Participation rate | 83.0% | 72.4%+10.6pp | 76.5%+6.5pp | 67.6%+15.4pp |
| Annual return | 8.16% | 18.90%-10.7pp | 29.37%-21.2pp | 35.62%-27.5pp |
| Employer contribution / active EE | $17,062 | $2,369+620.1% | $3,024+464.3% | $2,756+519.2% |
| Participant deferral / active EE | $4,284 | $4,119+4.0% | $5,054-15.2% | $4,297-0.3% |
| Admin fee / account holder | $5,603 | $8,050-30.4% | $9,448-40.7% | $6,935-19.2% |