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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,520 | $114,119-41.7% | $107,187-37.9% | $138,895-52.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 12.74% | 273.21%-260.5pp | 204.55%-191.8pp | 145.39%-132.7pp |
| Employer contribution / active EE | $41,178 | $4,059+914.6% | $3,782+988.7% | $4,194+881.8% |
| Participant deferral / active EE | $8,963 | $5,538+61.9% | $5,096+75.9% | $6,396+40.1% |
| Admin fee / account holder | $12,603 | $10,024+25.7% | $9,162+37.6% | $12,562+0.3% |